Term of less than three months: All interest that would have been earned or $25, whichever is greater Interest categories (based on account balance) Truist doesn't disclose their interest rates online $2,500 for CDs with terms from seven to 31 days $1,000 for CDs with terms from 32 days to five yearsĭaily compound interest for CDs with balances less than $100,000Īnnual simple interest for CDs with balances of $100,000 or more